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Terms of Use

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This is a legally binding agreement between you and Bank Refah establishing the terms and conditions under which this Web Site may be used. Use of this Web Site implies that you accept these terms and conditions. If you do not accept these terms and conditions do not access this Web Site.

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Terms of Use

BANK REFAH WEB SITE

TERMS AND CONDITIONS OF USE

NOTICE

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS BEFORE USING THIS WEB SITE.

THIS IS A LEGALLY BINDING AGREEMENT BETWEEN YOU AND BANK REFAH ESTABLISHING THE TERMS AND CONDITIONS UNDER WHICH THIS WEB SITE MAY BE USED. USE OF THIS WEB SITE IMPLIES THAT YOU ACCEPT THESE TERMS AND CONDITIONS.

IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS DO NOT ACCESS THIS WEB SITE.

DISCLAIMER

BANK REFAH MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY REGARDING THIS WEB SITE OR THE MATERIALS AND INFORMATION CONTAINED OR REFERRED TO ON EACH PAGE ASSOCIATED WITH THIS WEB SITE. THE MATERIAL AND INFORMATION CONTAINED ON THIS WEB SITE IS PROVIDED FOR GENERAL INFORMATION ONLY AND SHOULD NOT BE USED AS A BASIS FOR MAKING BUSINESS DECISIONS. ANY ADVICE OR INFORMATION RECEIVED VIA THIS WEB SITE SHOULD NOT BE RELIED UPON WITHOUT CONSULTING PRIMARY OR MORE ACCURATE OR MORE UP-TO-DATE SOURCES OF INFORMATION OR SPECIFIC PROFESSIONAL ADVICE. YOU ARE RECOMMENDED TO OBTAIN SUCH PROFESSIONAL ADVICE WHERE APPROPRIATE.

GEOGRAPHIC, POLITICAL, ECONOMIC, STATISTICAL, FINANCIAL AND EXCHANGE RATE DATA IS PRESENTED IN CERTAIN CASES IN APPROXIMATE OR SUMMARY OR SIMPLIFIED FORM AND MAY CHANGE OVER TIME. RELIANCE HAS BEEN PLACED BY THE EDITORS ON CERTAIN EXTERNAL STATISTICAL DATA WHICH, THOUGH BELIEVED TO BE CORRECT, MAY NOT IN FACT BE ACCURATE. BANK REFAH ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY FROM ACTION TAKEN, OR NOT TAKEN, IN RELIANCE ON MATERIAL OR INFORMATION CONTAINED ON THIS WEB SITE. IN PARTICULAR, NO WARRANTY IS GIVEN THAT ECONOMIC REPORTING INFORMATION MATERIAL OR DATA IS ACCURATE RELIABLE OR UP TO DATE.

BANK REFAH ACCEPTS NO LIABILITY AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM YOUR USE OF THIS WEB SITE, HOWSOEVER ARISING, AND INCLUDING ANY LOSS, DAMAGE OR EXPENSE ARISING FROM, BUT NOT LIMITED TO, ANY DEFECT, ERROR, IMPERFECTION, FAULT, MISTAKE OR INACCURACY WITH THIS WEB SITE, ITS CONTENTS OR ASSOCIATED SERVICES, OR DUE TO ANY UNAVAILABILITY OF THE WEB SITE OR ANY PART THEREOF OR ANY CONTENTS OR ASSOCIATED SERVICES.

PLEASE NOTE THAT ANY SOFTWARE DOWNLOADED FROM THIS WEB SITE IS AT YOUR OWN RISK AND BANK REFAH NEITHER ASSUMES NOR ACCEPTS LIABILITY FOR ANY LOSS OR DAMAGE, (WHETHER DIRECT OR INDIRECT), HOWSOEVER CAUSED, AS A RESULT OF ANY COMPUTER VIRUSES, TROJAN HORSES, WORMS, SOFTWARE BOMBS OR SIMILAR ITEMS OR PROCESSES ARISING FROM YOUR USE OF THIS WEB SITE.

ANY HYPERLINKS FROM THIS WEB SITE EXIST FOR INFORMATION PURPOSES AND ARE FOR YOUR CONVENIENCE ONLY AND BANK REFAH ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING CONSEQUENTIAL LOSS) FROM THE ACCURACY OR OTHERWISE OF MATERIALS OR INFORMATION CONTAINED ON THE PAGES OF SUCH SITES OR LOSS ARISING DIRECTLY OR INDIRECTLY FROM DEFECTS WITH SUCH SITES. BANK REFAH'S INCLUSION OF HYPERLINKS DOES NOT IMPLY ANY ENDORSEMENT OF THE MATERIAL ON SUCH SITES.

BANK REFAH DOES NOT GUARANTEE THAT ANY E-MAILS FROM THE WEB SITE WILL BE SENT TO YOU OR RECEIVED BY BANK REFAH NOR DOES BANK REFAH WARRANT THE PRIVACY AND/OR SECURITY OF E-MAILS DURING INTERNET TRANSMISSION.

INDEMNITY

YOU HEREBY AGREE TO INDEMNIFY AND TO KEEP BANK REFAH FULLY AND EFFECTIVELY INDEMNIFIED AGAINST ANY ACTION, LIABILITY, COST, CLAIM, LOSS, DAMAGE, PROCEEDING OR EXPENSE (INCLUDING LEGAL FEES, COSTS AND EXPENSES ON A FULL INDEMNITY BASIS) SUFFERED OR INCURRED BY BANK REFAH ARISING FROM OR WHICH IS DIRECTLY OR INDIRECTLY RELATED TO:-

(A) YOUR ACCESS TO AND/OR USE OF BANK REFAH WEB SITE; OR

(B) ANY BREACH OR NON-OBSERVANCE OF ANY OF THESE TERMS AND CONDITIONS BY YOU

MODIFICATION AND TERMINATION

BANK REFAH MAY TERMINATE THIS AGREEMENT AND YOUR ACCESS TO THIS WEB SITE, WITH OR WITHOUT CAUSE OR NOTICE.

BANK REFAH RESERVES THE RIGHT IN ITS DISCRETION TO CHANGE WITHOUT PRIOR WARNING OR NOTICE ANY INFORMATION OR MATERIAL CONTAINED ON THIS WEB SITE AND THE TERMS AND CONDITIONS UNDER WHICH THIS WEB SITE IS USED.

PERMISSION

YOU ARE GRANTED PERMISSION TO:

  1. BROWSE THIS MATERIAL (INCLUDING MAKING SUCH COPIES IN RAM OR OTHER TEMPORARY STORAGE DEVICE NECESSARY TO FACILITATE SUCH BROWSING);
  2. CREATE LINKS TO THE BANK REFAH HOMEPAGE, SAVE FILES, DISTRIBUTE AND REPRODUCE PAGES – PROVIDED THE SOURCE IS STATED AND THE MATERIAL IS NOT ALTERED OR DISTORTED;
  3. PRINT OUT HARD COPIES FOR PERSONAL OR BUSINESS USE, PROVIDED THAT THIS IS NOT FOR THE PURPOSE OF PRIVATE OR COMMERCIAL GAIN.
PRIVACY

THE FOLLOWING IS BANK REFAH PRIVACY POLICY REGARDING THIS WEB SITE:

  • THE USER OF THIS SITE CAN FIND OUT ABOUT OUR PRODUCTS AND SERVICES, READ OUR FINANCIAL REPORTS, OR GET ADDITIONAL INFORMATION AND OTHER VALUE-ADDED SERVICES WITHOUT GIVING US ANY INFORMATION ABOUT HIMSELF/HERSELF.
  • IF THE USER PROVIDES PERSONAL INFORMATION, SUCH AS A NAME, ADDRESS, E-MAIL, TELEPHONE AND FAX NUMBERS, AS WELL AS DEMOGRAPHIC AND CUSTOMER IDENTIFICATION, BANK REFAH WILL NOT DISCLOSE THIS INFORMATION TO ANY EXTERNAL PARTY UNLESS AUTHORIZED BY THE USER, OR UNLESS REQUIRED TO DO SO BY LAW. BANK REFAH WILL MAINTAIN THIS INFORMATION, AS WELL AS THE USERS ACTIVITIES AND TRANSACTIONS, ACCORDING TO OUR USUAL STRICT SECURITY AND CONFIDENTIALITY STANDARDS.
BEST VIEW

THIS WEB SITE IS BEST VIEWED IN 640X480 SCREEN RESOLUTION WITH MICROSOFT INTERNET EXPLORER 4.0 OR HIGHER AND NETSCAPE NAVIGATOR 4.0 OR HIGHER.

TRADEMARKS

“BANK REFAH”, “BANK REFAH KARGARAN”, “BANK REFAH KAREGARAN” AND “R.K.BANK”, ARE REGISTERED TRADE MARKS OF BANK REFAH KARGARAN IN ISLAMIC REPUBLIC OF IRAN AND NO PERMISSION OR LICENCE IS GRANTED TO USE ANY SUCH TRADE MARKS WITHOUT PRIOR WRITTEN CONSENT OF BANK REFAH KARGARAN.

BANK REFAH KARGARAN,

NO. 40,

NORTHERN SHIRAZ AVE,

MOLLASADRA AVE,

TEHRAN, IRAN.

P.O.BOX: 19917

COPYRIGHT © BANK REFAH KARGARAN, 2001. ALL RIGHTS RESERVED

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Annotation

Bank Refah was founded in June 1960, in accordance with Note 39 of the previous year's Budget Law, with the aim of providing welfare and facilities in order to meet the workers' needs. Its initial investment of 400 million I.R.R. was designated by Social Security Organization. In 1979, following the bill on administration of banking affairs and nationalization of the banks, Bank Refah was considered as a commercial bank and in July 1993, it was being supported by S.S.O owning 46% shares of the bank.


Last Updated:   11 Dec 2007
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