The account, opened to receive Refah Card, is a short-term investment account.It is possible to use Refah Card to purchase goods and services through POS.
It is possible to receive cash through local ATMs up to I.R.R 2,000,000 per day (5 times a day, each for I.R.R. 400,000)
It is possible to credit the account, backing Refah Card through ATMs.
It is possible to credit the account, backing Refah Card through PIN PADs, in Bank's branches.
It is possible to credit the other accounts, backing Refah Card through ATMs and PIN PADs, in Bank's branches.
By using Refah Card, it is easily possible to receive cash through allATMs, connected to swift (shetab) network round the clock.

Qarz-al-Hassaneh account has two types of “Deposit” and “Current” accounts. Those who have Deposit Qarz-al-Hassaneh Account will be granted some valuable awards. And those who have Current Qarz-al-Hassaneh Account will be benefited by the facilities of using checks in their transactions, and if they have opened Accompanying Current Account, the services and facilities of this account can also benefit them.

Investment deposit account has two types of “Long-term” and “Short-term” deposit account. These accounts are tax exempt and the interest will be paid on the basis of the contract between Bank and its customers. Maximum interest in the banking system will be paid to long-term deposit accounts.

All the facilities granted by Bank Refah are in accordance with Islamic contracts and Non-Usury Banking Law. Although Bank Refah is a commercial bank, it grants different facilities in the various economic sectors.

Having money transaction with over 70 major, consolidated bank all over the world, Bank Refah can provide valuable services in foreign exchange issues. These services can be provided through SWIFT in the shortest period of time all over the world.

Bank Refah has provided specialized services such as: Share exchange and supervisory services in this regard, providing Special services to customers (physicians), providing round-the-clock on-line services through Refah Tele-fax Bank, and providing different foreign exchange facilities.