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International Department	Managed Fund Department	Plan Consideration & Granting Facilities Department	Planning & Research Department
Financial Department	Treasury & Exchange Department	Educational & Training Department	System Design & System Equipping & Support Department
Personnel's Wale fare Department	Staff Department	General Inspection Department	Public Relation Department
Branch Management Department	Juridical Department	Supply Management Department	Building Department
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Bank Refah was founded in June 1960, in accordance with Note 39 of the previous year's Budget Law, with the aim of providing welfare and facilities in order to meet the workers' needs. Its initial investment of 400 million I.R.R. was designated by Social Security Organization. In 1979, following the bill on administration of banking affairs and nationalization of the banks, Bank Refah was considered as a commercial bank and in July 1993, it was being supported by S.S.O owning 46% shares of the bank.